Our most recent issue of Worth Considering highlighted the importance of having a good understanding of your own risk tolerance. Risk tolerance is a subjective issue that will change over time but it can still be very useful to occasionally measure it. By knowing what our risk tolerance is, we can do a better job as investors.
As promised, we have attached a detailed risk tolerance evaluation tool. The questions contained in it should help you find your personal score. This Questionnaire isn’t perfect but by taking 15 minutes or so to complete it, you will do yourself and us a great service.
Many of the people receiving this have been with us for many years and over time attitudes about risk can change. This form gives us an updated view of your situation and will help us to do a better job for you.
We find that sometimes clients can be more or less risk tolerant than they my think. Hopefully this process will help you understand your own investment aptitude more clearly.
As noted in the instructions, this is a “fillable” document that you can complete and then email back to us as an attachment. If you have any questions about it, don’t hesitate to contact us.
Jeff & Shelby
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Member FINRA/SIPC. The information provided is based on carefully selected sources, believed to be reliable, but whose accuracy or completeness cannot be guaranteed. Any opinion herein reflects our judgment at this date and is subject to change without notice. This should not be construed as an offer or solicitation to buy or sell securities. Investors should consider the investment objective, risks, and charges and expenses before investing in an investment company product. Stocks, options, and mutual funds are subject to market volatility and the chance that they may lose value. Bonds are subject to changes in interest rates, risks of defaults by issuer, and the loss of purchasing power due to inflation, or the risk that an issuer will be unable to make interest or principal payments. Additionally, bonds and short-term investments entail greater inflation risk than stocks. Any fixed-income security sold or redeemed prior to maturity may be subject to a substantial gain or loss.
Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be either suitable or profitable for a client or prospective client’s wealth management investment portfolio.
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Investing in securities underlying in currencies other than the U.S. dollar involves certain considerations comprising both risk and opportunity not typically associated with investing in U.S. securities. The security may be affected either favorably or unfavorably by fluctuation in the relative rates of exchange between currencies, by exchange control regulations, or by indigenous economic and political developments. As with any investment, there is no guarantee against potential loss. Investments in securities and insurance products are:
NOT FDIC-INSURED/NOT BANK-GUARANTEED/MAY LOSE VALUE